I am the WORST offender of the first part of this habit.
Sorting mail daily for clients has made me akin to the cobblers children with no shoes. I usually let it pile up and go through the pile weekly.
It’s annoying to friends and family that have sent mail because I typically prioritize the bills and statements and leave the “fun” stuff for that period of the day when I have a bunch of free time. That usually means I won’t see it until the weekend.
I keep trying to remind myself to “touch it once” and now I am at least reviewing it daily and culling out all the junk mail when I bring it up from the mailbox.
Do what you can. I am just recommending you sort it daily, at least weekly, and be sure to REVIEW your statements.
I find people decide to set up their credit cards on autopay and they truly set it and forget it. They STOP checking the itemized purchases. When I start working with clients and we do this together for the first time we find HUNDREDS of dollars that have crept into their monthly charges they either didn’t know about or are not using.
The paperless setting lures you into this habit. I hope you will at least add a monthly reminder to review your charges if you have electronic billing. If you find you are not doing this, maybe you can go back to mailed statements? Suggested.